Top tips for new and aspiring contractors

Practical advice to help you avoid common mistakes and make more informed decisions.

Money and rates

How to work out your minimum contractor day rate

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Why a higher day rate does not always mean better pay

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How much cash buffer should you have before going contracting?

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Setup and admin

What to do first when setting up as a contractor

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Do you need an accountant from day one?

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The business essentials first-time contractors often miss

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IR35 and tax basics

IR35 explained in plain English

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Limited company or umbrella: what is the difference?

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Tax basics every new contractor should understand

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Finding work

How first-time contractors find their first contract

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Should you rely on recruiters?

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How to present yourself as a contractor rather than an employee

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Mindset and decision-making

Are you actually ready to go contracting?

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The emotional side of leaving permanent employment

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How to assess whether now is the right time

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Mistakes to avoid

10 mistakes first-time contractors make

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What catches new contractors out in their first year

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The risks nobody mentions when selling the contractor lifestyle

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